Wells Fargo Financing
WELLS FARGO
Residential Financing
How Our HVAC Financing Works
Our financing program provides access to a revolving line of credit that can be used for eligible HVAC services now and in the future.
Financing benefits include:
- Convenient monthly payments
- Special promotional financing options
- No annual fee
- No penalty for early payoff
- Fast and simple application process
All financing is subject to credit approval.
Simple & Fast Application Process
Applying for HVAC financing is easy:
- Choose your HVAC service or system
- Apply for financing with the help of our team
- Receive a quick credit decision
- Enjoy manageable monthly payments
Our team will walk you through the process and answer any questions along the way.
The Wells Fargo Home Projects credit card is issued with approved credit by Wells Fargo Financial National Bank. Ask for details.
This credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. However, paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. If the purchase balance is not paid in full within the promotional period, interest will be charged to your account from the purchase date at the APR for Purchases.
For new accounts, the APR for Purchases is 29.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. Information is subject to change.
Special HVAC Financing Offer
No Interest if Paid in Full within 12 Months
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*
This financing option allows qualified customers to avoid interest charges by paying the full purchase balance within the promotional period while making regular monthly payments.
Financing may be available for a wide range of heating and cooling services, including:
- New HVAC system installations
- AC replacements and upgrades
- Furnace installations and replacements
- Heat pumps and ductless systems
- Emergency HVAC repairs
- Indoor air quality solutions
- Thermostats and system accessories
Available options may vary based on the type of service and purchase amount.

